Payment Policy

Effective Date: February 10, 2025

At EARRINGS, we strive to provide a seamless and secure shopping experience. This Payment Policy outlines the accepted payment methods, billing process, security measures, and other important details.

1. Accepted Payment Methods

We accept a variety of payment methods to ensure convenience for our customers:

  • Credit & Debit Cards (Visa, MasterCard, American Express, Discover)
  • PayPal
  • Apple Pay & Google Pay
  • Shop Pay
  • Bank Transfers (for select bulk or wholesale orders)
  • Gift Cards & Store Credit (issued by EARRINGS)

🚨 All payments must be made in USD. For international customers, currency conversion fees may apply based on your bank’s policies.

2. Payment Processing & Authorization

  • Payments are processed immediately upon checkout.
  • You will receive an email confirmation once your payment is successfully completed.
  • For security reasons, some transactions may require additional verification before processing. If this happens, we may contact you for confirmation.

3. Secure Transactions & Fraud Prevention

We prioritize the safety of your payment information:

  • All transactions are encrypted using SSL (Secure Socket Layer) technology.
  • We do not store full credit card details on our servers.
  • Transactions are monitored for fraud prevention, and any suspicious activity may result in a temporary hold or cancellation.

4. Failed or Declined Payments

If your payment is declined, it could be due to:

  • Insufficient funds
  • Incorrect billing details
  • Expired card
  • Security restrictions from your bank

👉 Solution: Try another payment method or contact your bank for assistance. If issues persist, reach out to our support team.

5. Payment Plans & Installments

We offer Buy Now, Pay Later options through:

  • Afterpay (for eligible customers)
  • Klarna (split payments into interest-free installments)

These options allow you to shop now and pay in smaller, scheduled payments with no extra fees if paid on time. Availability may vary based on location and eligibility.

6. Taxes & Additional Fees

  • Sales tax is applied where required by law and will be displayed at checkout.
  • International customers may be responsible for currency conversion fees, VAT, or import duties, depending on their country’s regulations.

7. Refunds & Chargebacks

  • If you need a refund, please refer to our Refund & Returns Policy for eligibility.
  • Chargebacks initiated without contacting us first may result in a permanent account ban. If you have an issue with your payment, please reach out to our team for assistance.

8. Subscription & Recurring Payments (If applicable)

For customers enrolled in subscription-based services, payments are automatically deducted on the agreed-upon schedule.

  • Subscriptions can be canceled at any time before the next billing cycle.
  • No refunds are provided for payments already processed.

9. Contact Us for Payment Issues

For any questions regarding payments, feel free to reach out to us:

📧 Email: support@earrings.com
📍 Address: 1712 Merrill St, Natchez, MS 39120
📞 Phone: (601) 445-9750

We appreciate your trust in EARRINGS and ensure that your payments are processed securely and efficiently. Happy shopping! 😊